What is Cor Financial?

Cor Financial provides 4 tailored funding options for small businesses, making the application process straightforward to get you capital faster.

What is revenue-based financing?

Revenue-based financing provides your business a lump sum of working capital in exchange for a fixed portion of your future revenue, remitted on a daily or weekly schedule until the agreed total is paid. The total payback amount is fixed and stated in your written offer before you sign.

Is revenue-based financing a loan?

No. Revenue-based financing is a purchase of future receivables, not a loan, and it is for business purposes only. Other programs we offer, such as term loans and lines of credit, are credit products, and your specialist will explain how each one works. None of our products are consumer credit, and none are intended for personal, family, or household use.

Which funding option is right for my business?

It depends on how you plan to use the funds, your revenue pattern, and your overall file. Your specialist will lay out what you actually qualify for and the trade-offs of each option in plain English, with no obligation.

How fast is the process?

Most complete applications receive a decision within about one business day, and many approved files fund within one to two business days after final approval. Exact timing varies by file, by program, and by bank — SBA and other credit-based programs take longer.

What do I need to apply?

Basic information about your business and your most recent business bank statements. Depending on your file and the program, your specialist may request additional documents during review.

How much funding can I qualify for?

It depends primarily on your monthly revenue and the overall health of your business. If you are approved, your written offer states the exact amount — no estimates to interpret and no surprises at signing.

Your written offer states the funding amount, the total cost, the payment or remittance schedule, and any fees before you sign. If anything in the offer is unclear, your specialist will walk you through it line by line.

Will applying affect my credit?

Our review focuses primarily on your business's revenue and bank activity. If a credit review is part of underwriting for your file or the program you choose, your specialist will tell you before it happens, so there are no surprises.

What can I use the funds for?

Any legitimate business purpose — inventory, payroll, equipment, marketing, expansion, repairs, or smoothing out a cash-flow gap. Funds may not be used for personal, family, or household purposes.

Can I qualify for additional funding later?

Often, yes. As you remit on your current funding and your business grows, you may become eligible for additional capital. Your specialist can walk you through where you stand at any time.

What happens if I am not approved?

A decline today is not a decline forever. Files change as revenue and time in business grow, and your specialist can tell you what would strengthen your application if you want to try again later.

What types of businesses do you work with?

We work with established small and mid-sized businesses across a wide range of industries — including retail, restaurants, construction, transportation, healthcare, manufacturing, and professional services. The strongest applications generally show consistent monthly revenue, several months of operating history, and a dedicated business bank account. Not sure if you qualify? Call us and we will tell you honestly.

Can I get funding with bad credit?

Our review focuses primarily on your business revenue and bank activity, not just a credit score. We can often help business owners who do not fit the traditional bank lending mold. If a credit review is part of underwriting for your file or the program you choose, your specialist will tell you before it happens — so there are no surprises.

Is Cor Financial a direct lender?

Cor Financial is a direct funding provider and also works with a network of trusted lending partners. Depending on your file and the program that fits, your funding may come directly from us or through one of our partners. Either way, your offer is in writing, your specialist walks you through every detail, and you decide whether it is right for your business.

Are there any upfront or application fees?

No. You never pay an application fee or a submission fee to apply with Cor Financial. If your application is approved and you accept an offer, any fees associated with the funding are stated clearly in your written offer before you sign — never added after the fact or hidden in fine print.

What is the maximum funding amount I can qualify for?

Funding amounts depend primarily on your monthly revenue and the overall health of your business. We can help secure anywhere from $10,000 to $1,000,000 or more depending on your file and the program. If you are approved, your written offer states the exact amount — no estimates to interpret and no surprises at signing.